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MCA Consumer Protection Plan


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Mortgage Consumer Advocates, Inc. (MCA) is a Texas Non-Profit Corporation. This website will assist people planning a mortgage loan to become more knowledgeable in the mortgage choices and help their decisions; and will provide mortgage education. The site also provides consumers information and ready access to complaint forms and state or federal agencies if needed. MCA is here to educate, inform, assist and protect the consumer on mortgage issues.

Online Mortgage Application Safety Guide

By Michael Wayland | May 8, 2008

It seems like a great idea, companies who will help you submit an application to mortgage lenders who are perfect for your situation. What could be wrong with that?

Plenty! Some lead generating companies will sell your information to dozens of companies over many months. Meaning you could be swamped with calls about your loan request, or worse, an ID thief may obtain your information, call you and receive all the information they look for to rob you and destroy your credit. Read the rest of this entry »

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Topics: Articles, Buyer Beware, Consumer Help, Tips, Warning, protection | No Comments »

Protecting Yourself During the Mortgage Crisis

By Howard Wayland | May 5, 2008

Since April of 2007 the mortgage and subsequently the housing industry has been in turmoil. You might ask yourself, “How can I protect myself.” First, if you plan on living in your present home for three or more years, don’t worry. By then things will be straightened out and values, which may be lost should start to rebound. Secondly, you should access your current situation. Do you have a fixed rate or adjustable rate loan? Do you need to refinance a sub-prime loan? Are you going to move soon? These are a few questions you will need to consider. Read the rest of this entry »

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Topics: Articles, Loans, MortgageChampions.org, Refinance, Tips | No Comments »

Finally Protection for Consumers from Mortgage Companies

By Michael Wayland | May 5, 2008

Welcome to MortgageChampions.org, we are now officially opened and look forward to protecting you and all consumers through their home mortgage purchase.

At last an independent organization is here to help consumers stand up to the, far too often, unfair advantage of mortgage lenders. Mortgage Consumer Advocates, Inc. (MCA), a Texas Non-Profit Corporation, is here to help level the playing field by empowering you with knowledge through this web site, MortgageChampions.org. MortgageChampions.org is designed as an easy-to-use source of information for consumers, designed to educate consumers on the mortgage industry and processes involved in financing a home loan. This marks the first time a completely independent, non-profit organization, has focused exclusively on the concerns and issues of consumers regarding mortgage lending. Read the rest of this entry »

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Topics: Launch, MCA Protection Plan, Mortgage Consumer Advocates, MortgageChampions.org, Website News | No Comments »

Welcome to MortgageChampions.org

By Michael Wayland | April 12, 2008

Welcome to MortgageChampions.org. We plan to launch May 1st, 2008.

Mortgage Consumer Advocates, Inc. (MCA) is a Texas Non-Profit Corporation started as a consumer protection and information website for people planning or who have need of non-biased mortgage information. This website will assist people in planning to obtain a mortgage; become more knowledgeable in the mortgage products existing to meet their needs; and will provide basic mortgage education. The site will also give consumers information and ready access to complaint forms and state or federal agencies if needed. MCA wants to educate, inform, assist and protect the consumer on mortgage loan issues.

Read the rest of this entry »

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Topics: Launch, Mortgage Consumer Advocates, MortgageChampions.org, Website News | No Comments »