About Us
Mortgage Consumer Advocates, Inc. (MCA) is a Texas non-profit corporation whose mission is
- To educate and inform consumers on mortgage loans and procedures;
- To give consumers ready access to complaint forms along with state and federal agency’s information in the case of a legitimate dispute with a mortgage provider;
- To give educators and academics tools and resources to inform, teach and research information on the mortgage industry, mortgage lending, and the mortgage process.
- To give the media a source of readily accessible information and links to relevant mortgage industry sites to help them obtain information for news stories and features about the mortgage industry. We will also be available for interviews, or resource guides for the mortgage industry.
MCA wants to give consumers information to educate, and be better informed about mortgage loan products and procedures, so they may make better and more informed decisions on loans that meet their particular situation. MCA wants to also help eradicate fraud in the mortgage industry, which hurts everyone both inside and outside the industry.
An Advisory Board will assist Mortgage Consumer Advocates in providing information and assistance to consumers, educators and the media who want added information on mortgage loans or the industry. Our advisers come from all fields both inside and outside the mortgage industry to better assist us.
For Consumers:
This site will help you learn and evaluate the many loan products available to you. It will list the pros and cons of each product and give you the basic qualifying guidelines for each product. This site will give you a pre-application section and home buying checklist that if used, will give you the opportunity to obtain a lower interest rate and have a smoother more enjoyable home buying experience. This section will also explain the mortgage lending steps and expected times for each step. We will also give you tips on what some lenders do to increase their profit at your expense. Finally, we will give you links, documents, and resources to file a complaint to regulators in the event you have been mistreated by a Mortgage Company.
Contact information is
Mortgage Consumer Advocates, Inc.
4808 Fairmont Pkwy
#302
Pasadena, TX 77505
E-mail information@mortgagechampions.org
Phone: 832-444-5234
Fax: 281-667-3288
Websites:
Corporate Website: www.mortgageconsumeradvocates.org
For consumers: www.mortgagechampions.org
MCA offers a product to protect you against potential mortgage fraud and over-charging. It is called the Consumer Protection Plan. A Mortgage Professional will review your initial mortgage disclosure documentation and when the loan is ready to close the MCA professional will also review your closing settlement documents to make sure you received the correct program, rate and fees as initially disclosed.
