Helpful Websites
- FHA – www.hud.gov – This is FHA website. It is cumbersome, so here are a few links to different important sections on the site.
- http://www.hud.gov/offices/hsg/sfh/res/sc3secta.cfm This site explains closing cost on home loans.
- http://www.hud.gov/offices/hsg/sfh/insured.cfm This site details FHA loan products.
- http://www.hud.gov/offices/adm/hudclips/handbooks/hsgh/4155.1/index.cfm This is the FHA credit analysis guidebook. You nee this in association with circular letters. This will tell you how a loan is approved.
- https://www5.hud.gov/ecpcis/main/ECPCIS_List.jsp This is a list of debarred lenders, real estate agents and developers. You don’t want to do business with one of these people.
- http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/ This is a list of letters sent by FHA to Lenders to notify them of changes.
- http://www.hud.gov/offices/hsg/sfh/buying/buying.cfm This is HUD’s information guide to buying a home.
- VA – http://www.homeloans.va.gov/veteran.htm – VA home lending site.
- http://www.homeloans.va.gov/pdf/vap_26-4_online_version.pdf This is VA’s information guide on getting a VA loan.
- http://www.homeloans.va.gov/ondemand_vets_stream_video.htm VA’s video guide on getting a loan.
- Fannie Mae – http://www.fanniemae.com/index.jhtml
- Freddie Mac – http://www.freddiemac.com/
- Rural Development – http://www.rurdev.usda.gov/
- Bank Rates – http://www.bankrate.com/
- Mortgage Calculators – http://www.bankrate.com/brm/calculators/mortgages.asp Bank rate has several good mortgage calculators.
- Mortgage implode-o-meter – http://ml-implode.com/ This is a website that gives you data on mortgage companies that have closed or are in trouble.
- Mortgage Universe – http://www.brokeruniverse.com/ This is a Mortgage lenders website with a good deal of mortgage industry information.
- Acorn Housing Group – http://www.acornhousing.org/index.php Acorn is a housing advocacy and consumer education group.
- Habitat For Humanity – http://www.habitat.org/.
- US Financial Freedom – http://usfinancialfreedom.com
